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Established in 1997, Advance America has become a top supplier of financial services provider with online lending and more than 1,800 locations across the USA's 30 states. Since the foundation, the company has helped millions of active people who have no immediate access to conventional credit options to find financial alternatives that suit their lives and attain their financial security version. The Advance America team assumes that its clients are more than a deal. So, in any interaction, they regard them with respect, clearness, and understanding.

Advance America has always followed the next goal - to serve the underbanked better. Yet, the underbanked serving is far more than putting money in the consumers' wallets. It is about delivering assistance, not just cheering their customers on; helping them fight the challenges of life, not leading to them; giving them useful instruments, not just a loan and a handshake. Cooperating with more than 100 local and state non-profit organizations and foundations, including in its home town of Spartanburg, South Carolina, the company contributes to academic achievement, career education, financial literacy, and professional growth skills, among others.

The organization's web site claims that Advance America provides "a wide variety of services" that includes "payday advances, installment loans, gold-buying, MoneyGram® services, and tax preparation." The tag of its website declares - "Loans up to $25,000 in under an hour."

The business strategy of Advance America consists of the following components:

  • Keep the position of the leader in the market: For being a leading supplier of cash advance services in each sector where they work, is the key component of Advance America strategy. They think that they will surely achieve a high degree of consumer contentment by providing the convenience of multiple locations and special client servicing.
  • Increase the number of offering products and services: Although the company remains predominantly focused on cash advances services, it is actively researching additional goods and services to benefit from its presence in the USA and market name.  The team has started to act as agents for third parties by offering prepaid debit cards and services of money transfer. They are sure that these items will improve consumer contentment and profits.
  • Broaden ways of distribution: In 2008, the organization started to receive applications for online cash advances via Advance America website, where consumers may either ask for cash advances and come to the center to complete transactions or apply for cash advances from third-party lenders that will be directly sent to their bank account. The company expects to continue developing this way of distribution for attracting new clients.

As the business advances, Advance America continues working to create new services for the market that are respectful of people's varied needs. It can build up financial confidence to quickly face every problem and find new and robust ways to make a difference. With over 34,000 Trustpilot reviews and 80,000 on Google, its consumer reviews validate and strengthen its efforts. The company has a ranking of 4.8/5.0 stars.

Typical Hours of Operation

Mo 10:00 - 18:00
Tu Closed
We 10:00 - 18:00
Th 10:00 - 18:00
Fr 9:00 - 19:00
Sa Closed
Su Closed

Locations: 1556 locations in 45 states and 1053 cities.


  • Financing Services
  • Payday Loans
  • Check Cashing Service

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